Yves here. Below we have embedded a presentation by a long-standing friend of the site on CalPERS and foreclosure fraud topics, Michael Cohen, a California attorney specializing in insurance. His guide for burned or partly-burned out Los Angeles fire victims with home insurance sets forth the considerable protections that California law provides for policy-holders. That includes fine points insurers could otherwise use to delay or deny claims, such as allowing homeowners to submit lists of damaged/destroyed items in their own form, as opposed to filling out insurer forms, if the homeowner documents include the required information, and “bulk listing” certain destroyed goods, like “15 books” as opposed to having to provide the title of each. California is apparently wise to insurer tricks!
Cohen’s talk explains the many important features of how benefits categories under California law and how insurers are required to act immediately with respect to certain important provisions, such as “Additional Living Expenses”.
I hope readers will send this document to fire victims in California to make sure they don’t become insurer victims too.
00 2025 SMS WILDFIRE PRESENTATION-compressed
