Ending the Evil of Student Loans
A set of proposals on how to reduce the damage done by the overhang of student loans.
Read more...Category Archives: Student loans
Why Dodd-Frank Is a Protection Racket for Banks
How Dodd-Frank left banks’ massive lending and safety-net subsidies intact.
Read more...Ending the Secrecy of the Student Debt Crisis
How to combat the mental health toll of struggling with student debt.
Read more...Michael Olenick: Digging Into Data on the Student Loan Scam
A data dive shows that the student loan business is at least as bad as you think it is.
Read more...Some Bankruptcy Judges Finding Ways to Give Desperate Student Borrowers Relief
Some bankruptcy judges recognize that the typical application of the “undue hardship” for discharging student debt is too stringent and are finding wriggle room.
Read more...Over One Fifth of Student Borrowers Used Loans to Gamble on Cryptocurrencies
A new category of cryptocurrency sucker, and even worse, leveraged traders to boot.
Read more...Gaius Publius: The Racial Dimension of Student Debt
Why student debt hits blacks particularly hard.
Read more...Killing a Parasite, Part 2 — How to Implement Student Debt Cancellation
How to fix the student problem – now and going forward.
Read more...Killing a Parasite — Canceling Student Debt, Part 1
How student debt is killing its host.
Read more...“Life in the Sweatbox,” Personal Bankruptcy, and the Narrative of Utilitarian Calculus
The false narrative that made personal bankruptcy law so hellish
Read more...New Study Finds Cancelling Student Debt Provides Broad Economic Benefits at Low Cost
A new study out of Bard will no doubt produce a hissy fit among orthodox economists…assuming they don’t succeed in ignoring it instead In The Macroeconomic Effects of Student Debt Cancellation, Scott Fullwiler, Stephanie Kelton, Catherine Ruetschlin, and Marshall Steinbaum present a detailed examination of the costs of cancelling all student debt, public and private. […]
Read more...Guess Which Schools and Degrees Produce the Most Student Loan Defaults? Hint: It’s Not the Humanities
A revealing dive into student loan data.
Read more...Student Loan Defaults Approach 5 Million….Using a Very Permissive Definition of “Default”
The latest sighting on the student loan front is not pretty, and would be even uglier if the right metrics were used.
Read more...Student Loans: Teacher Horror Story a Reminder of Failure to Fix Broken Servicing Model
Democrats fiddle as lousy servicing of student loans further harm borrowers.
Read more...Payday Lending and the CFPB: Another Pending Cordray Fail
CFPB director Richard Corday’s failure to push for a payday lending rule earlier means we’ll see no rule, for the indefinite future.
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